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How to Do Hot Girl Summer Without Breaking the Bank

Updated: Jul 31, 2023

#FinancialWellness #FinancialHealth #WomenandMoney #WomenFinance
Having a Hot Girl Summer doesn't have to be expensive.

Summer is a time to have fun and enjoy life, but it can also be an expensive season. If you're looking to have a Hot Girl Summer without breaking the bank, here are some tips to help you save money and still have a great time.

What is Hot Girl Summer?

For those who may not be familiar with the term, Hot Girl Summer is all about embracing your confidence, living your best life, and having fun with your friends. It's a celebration of self-love and empowerment and all about enjoying the summer to the fullest. However, it's important to remember that having a Hot Girl Summer doesn't have to come at a high cost.

That's why we've got some great tips for you on how to stay financially skinny while still enjoying all that summer has to offer. We'll talk about how to find free or low-cost activities, how to find trendy clothes without breaking the bank, and even make some extra cash with a side gig.

Stay Financially Skinny

Staying financially skinny means setting a budget and sticking to it. It's important to keep track of your expenses and avoid overspending, so you don't end up with a pile of bills you can't afford. To stay financially skinny while having a Hot Girl Summer, consider these tips:

  • Look for free or low-cost activities in your area, such as outdoor concerts, picnics in the park, or hikes in nature.

  • Shop at discount stores or online retailers to find trendy clothes and accessories without breaking the bank.

  • Cook at home instead of eating out at restaurants, and try to pack your own lunches for work or outings.

  • Go visit friends and family in fun places instead of taking expensive vacations.

  • Stay away from alcoholic calories and expensive drinks. Instead, consider sticking to water, tea, or low-calorie alternatives. This can help you save money and stay healthy at the same time.

"Staying financially skinny means setting a budget and sticking to it. It's important to keep track of your expenses and avoid overspending, so you don't end up with a pile of bills you can't afford."

Get a Side Gig

If you want to make money without sacrificing your summer fun, consider getting a side gig. There are plenty of opportunities to earn extra cash during the summer, including:

  • Driving for Uber or Lyft

  • Working at a beach resort, bar, or club

  • Pet-sitting for people going on vacation

  • House-sitting through trusted platforms like TrustedHousesitters

  • Working at a country club, which often offers part-time positions that allow you to work and enjoy the amenities for free

  • Working on a boat as crew, can be a great way to have a unique and exciting summer while also earning some extra cash

  • Working at a concert venue for free shows

By finding a side gig that works for you, you can make money instead of spending money and still have fun.

“And when we say it’s Hot Girl Summer, we ain’t talkin’ ’bout degrees.” – Nicki Minaj

With all that extra cash consider, paying down credit cards, building an emergency fund or investing

If you can earn extra cash this summer, consider using it to pay down credit card debt, build up your emergency fund, or invest. Paying down debt can save you money on interest in the long run. While building up an emergency fund can provide a financial cushion for unexpected expenses and help you avoid using credit cards or other high-interest loans.

If you're new to investing, it's essential to understand the basics before diving in. That's why my Investing for Beginners Class covers everything from what to think about before investing to understanding different investment accounts and the pros and cons of retail brokers, robo-advisors, and financial advisors. We'll also cover the concept of risk and your risk profile so that you can make informed decisions about your investments.

In conclusion, having a hot girl summer doesn't have to mean spending a lot of money. With a little creativity and planning, you can have a fun and financially responsible summer.

In the latest episode of "Her Money & Investing Show," Jessica Perrone, Founder of Her Financial IQ, will be shares her best advice for having an amazing summer🏖️ without overspending. Get ready to make the most of this season! 💰💸

Tune in to the show at

And hey, if you want to supercharge your financial knowledge and strengthen your budgeting skills, don't forget to check out our fantastic HerFinIQ courses. They're designed to help you take control of your finances, make smarter money decisions and start investing. Happy summer and happy learning!

Together, Building Wealth.

#JessicaPerrone Teaches #PersonalFinance #FinancialWellness and #InvestingClasses
Jessica Perrone, Founder, Her Financial IQ



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Through its friendly and approachable curricula, Her Financial IQ is committed to helping women achieve security and wealth through financial literacy.



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Dear Friend: This content is for educational purposes only and is not investment, tax, or financial advice. Always do your own research. You are solely responsible for all investment, tax, and financial decisions that you make. Please read the full disclaimer here.


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