What Personal Information Do We Collect?
FinIQ & Trading, LLC empowers women through financial literacy and education. Our aim is to make investing and trading accessible and understandable to everyone. Our services include group online classes, individual training and tutoring, and online support chat rooms. We also provide a forum for our users to interact with each other, including on social media. As part of these services, you may be asked to provide certain information about you and we may collect information automatically through your usage. You directly provide the majority of the information that we collect.
Depending on the Service, we collect personal information that you provide or input on the site, including:
Name and Contact information, including your phone number;
Login details, including email address and password;
Payment information, including your address,
How Do We Use Your Personal Information?
We will use this information collected for the following purposes:
To provide our services to you
To create an account on our website with login details for you
To send you communications regarding our services, including with marketing offers
To advertise or market to you
To better understand and serve your needs;
Respond to you regarding the reason you contacted us
To enhance your customer experience and improve our customer service
To tailor our educational content and information that we may send or display to you, to offer personalized help and instructions, and to otherwise personalize your learning experience with our Service.
To comply with applicable legal obligations, including responding to a subpoena or court order
Do We Ever Share Your Personal Information with Third-Parties?
We share the information we collect as follows:
Legal Disclosures. We may disclose a Service user’s information (including personal information) where we believe that we are required to do so in order to comply with an applicable statute, regulation, rule or law, a subpoena, a warrant or administrative request, a court or regulatory order, or other valid legal processes. We may also disclose personal information where we believe it is necessary to identify, contact or bring legal action against someone who may be violating the Terms of Service for our Service, to detect fraud, for assistance with a delinquent account, as evidence in litigation in which we are involved, or to protect the safety and/or security of our users, the Service or the general public.
Service Providers. We may employ independent contractors, vendors and suppliers to provide specific services related to the Service, such as hosting and maintaining the Service, providing credit card processing and fraud screening, and developing applications for the Service, email services and marketing enrichment services.
Social Media Sharing. If a user chooses to share information such as a testimonial or other content and feedback through social media outlets, such as Facebook, Instagram and Twitter, third parties may receive information about a user’s experience on the Service.
Aggregate and De-Identified Information. We may also provide aggregate, anonymous or de-identified information about users and the Service for marketing and research purposes. For example, we might inform third parties regarding the number of unique users who visit the Service, the demographic breakdown of our registered users of the Service, and the educational progress of categories of users.
Are there any Geographic Restrictions?
Our website and services are intended for access and use within the United States only and we comply with applicable United States privacy laws. Our services are not intended for, or directed to, citizens, domiciles or residents of the European Union. By accessing the Sites and web-based services, you affirm that you are not a citizen, domicile or resident of the European Union.
What Privacy Protections are there for third-party links used on the website?
Content and information posted by the Company may contain links to other sites, including those of our business partners or affiliates. While we seek to link only to sites that share our high standards and respect for privacy and security, we are not responsible for the privacy practices used by other sites.
What Additional Rights Do California Users Have?
The California Consumer Privacy Act provides some California residents with the additional rights listed below.
Right to Know. You have the right to know and see what data we have collected about you over the past twelve (12) months, including:
The categories of personal information we have collected about you;
The categories of sources from which the personal information is collected;
The business or commercial purpose for collecting your personal information;
The categories of third parties with whom we have shared your personal information; and
The specific pieces of personal information we have collected about you.
We do not sell your personal information.
Right to Delete. You have the right to request that we delete the personal information we have collected from you (and direct our service providers to do the same). There are a number of exceptions, however, that include, but are not limited to, when the information is necessary for us or a third party to do any of the following:
Provide you with a good or service, or otherwise perform a contract between us and you;
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
Fix our system in the case of a bug;
Protect the free speech rights of you or other users;
Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et seq.);
Comply with a legal obligation; or
Make other internal and lawful uses of the information that are compatible with the context in which you provided it.
Other Rights. You have the right to request and obtain from us once a year, free of charge, information about the personal information (if any) we disclose to third parties for their own direct marketing purposes in the preceding calendar year. If applicable, this information would include a list of the categories of personal information that was shared and the names and addresses of all third parties with which we shared information in the immediately preceding calendar year. You also have the right not to be discriminated against for exercising any of the rights listed above.
Exercising Your California Privacy Rights. To request access to or deletion of your personal information, or to exercise any other data rights under California law, you may write to us at firstname.lastname@example.org. Please include your full name and email address associated with your use of our services, along with why you are writing, so that we can process your request in an efficient manner.
Response Timing and Format. We aim to respond to a consumer request for access or deletion within 45 days of receiving that request. If we require more time, we will inform you of the reason and extension period in writing.
Are There Any Age Restrictions for Use of the Company’s Services?
You must be at least 13 years old or older to gain access to our website or our services. This website is not intended for those who are under 13 years old. The Company does not knowingly collect any information from anyone who is under 13 years of age and does so in compliance with the Children’s Online Privacy Protection Act. This website, as well as its contents and services, is directed solely to individuals who are at least 13 years old and older.
If we learn we have collected Personal Data from a child under 13 without parental consent, we will delete that information, unless we are legally obligated to retain such data. If you have any reason to believe we may have unknowingly collected data from a minor under the age of 13, please immediately send us an email at email@example.com.
How Are Users Notified of Any Changes to this Policy?
How Can I Contact the Company Regarding this Policy?