Summer’s here, and if your calendar is anything like mine, the invitations are already rolling in—BBQs, getaways, weddings, weekends away. It’s easy to get caught up in the moment and spend without thinking. But what if you could enjoy everything this season has to offer and stay on track with your financial goals?
At Her Financial IQ, our philosophy isn’t about cutting back or missing out. It’s about living richly while spending wisely. This means making intentional choices that enhance your lifestyle, not drain your resources. It’s about ensuring your money serves your life, rather than your life being dictated by your money.
Your Simple Summer Money Strategy
Here’s one simple, yet powerful tip to help you get started: Before you say “yes” to every summer plan, take a moment to review your monthly budget.
Why is this so crucial? Because knowing your spending limits ahead of time helps you make thoughtful, values-based decisions. It prevents that common “where did all the money go?” feeling at the end of the month. When you understand your financial landscape, you’re not just saying “yes” to what matters in the moment—you’re also saying “yes” to your long-term financial vision. This proactive approach allows you to enjoy every summer moment without the underlying stress of overspending or straying from your goals.
- Look for free or low-cost activities in your area, such as outdoor concerts, picnics in the park, or hikes in nature.
- Shop at discount stores or online retailers to find trendy clothes and accessories without breaking the bank.
- Cook at home instead of eating out at restaurants, and try to pack your own lunches for work or outings.
- Go visit friends and family in fun places instead of taking expensive vacations.
- Stay away from alcoholic calories and expensive drinks. Instead, consider sticking to water, tea, or low-calorie alternatives. This can help you save money and stay healthy at the same time.
“Living richly isn’t about cutting back; it’s about making intentional choices that enhance your lifestyle without draining your resources.”
– Jessica Perrone, AFC, Founder, Her Financial IQ
Ready for Your Money Glow Up?
Taking control of your summer spending is a fantastic first step, but what if you’re ready to go even deeper? What if you want to apply this same intentionality to your entire financial life?
There comes a moment when you just know: you’re done feeling confused, overwhelmed, or stuck with your money. That realization? It’s a game-changer. It’s the moment you decide to move beyond just managing your money, to truly mastering it and aligning it with your deepest desires.
I created the Money Glow Up workshop because I’ve lived that transformation, and I’ve guided countless women through theirs. This isn’t just another workshop; it’s your wake-up call—the spark that shifts you from avoiding your finances to confidently owning them.
During this virtual experience on July 31st at 12:00 pm EST, we’ll dive into:
- Releasing limiting beliefs that hold you back from financial freedom.
- Building powerful financial habits that stick, making wise spending and saving second nature.
- Tapping into your inherent confidence and clarity around money, so you can make decisions from a place of strength.
You don’t need to be a financial whiz or “perfect” with your money. You just need to show up, ready for change and excited to transform your financial future.



